Identity thieves can access personal information in many ways, even from trusted sources you assumed were secure. Over 248 million identities have been compromised by thieves hacking into business or government websites. And those numbers continue to rise.
How Does ID Theft Occur?
Phishing Scams: Emails posing as financial institutions to update your account.
“Old Fashioned Way”: Theft of purses and wallets.
Mail Boxes: Theft of bank statements and invoices.
Dumpster Diving: Rummaging through trash.
In-Store Scams: Skim private data from secret credit card readers.
Google: Use personal information through web searches
Online Social Networks: Browse MYSPACE and FACEBOOK for exposed data telemarketing scams, call consumers posing as bank fraud investigator.
Workplace Theft: Insiders steal data from their employer.
Friends & Family: Victims often know the identity theft.
Guarantee
Straight talk about all those “Guarantees” out there.
The Federal Trade Commission, Law enforcement and just plain old common sense tell us that Identity Theft cannot be 100% prevented. So you can toss out the so called “Prevention Guarantees”. They are just not realistically possible. According to the Lisa Madigan, Illinois’s Attorney General: “There are some very basic steps that you can take to protect yourself from identity theft, and most of them are free.”, and she adds: “There is unfortunately no foolproof way to avoid ID theft.”
Other companies offer extravagant guarantees which make it sound like you are protected even up to 1 Million Dollars in damages if something should happen.
Unfortunately, once you read these policies you quickly realize they do not cover any type of personal financial loss or lost wages etc. . .
Usually these policies only cover the costs of their staff, company attorneys and recovery teams to assist you with your recovery. They do not cover any personal losses incured by you.
Credit Repair Shield guarantees total and complete recovery. What this means is that we will do all of the work that needs to be done to restore you and/or any dependent family member to complete, pre-theft status.
